PayMongo

Active

Modern online payments for the Philippines

Summer 2019Founded 2019220 peopleTaguig, NCR, Philippines

paymongo.com ↗LinkedIn ↗X ↗GitHub ↗Crunchbase ↗See on the Idea Map Fintech momentum

About

PayMongo builds products and tools that enable thousands of individuals and businesses in the Philippines to make and receive payments over the Internet. We support payments through credit or debit cards, electronic wallets, over-the-counter payments and many more. We build robust APIs, plugins and other products that abstract out the complexities of payments from our users so they can get up and running quickly and focus on their business. Our investors include Founders Fund, Peter Thiel, Bedrock Capital and Stripe.

From their website

as of Jun 7, 2026paymongo.com ↗

SaaSSubscription · Pricing includes a one-time setup fee and per-transaction rates by method (e.g., QR Ph 1.34%, Cards 3.125% + ₱13.39, GCash 2.23%, BNPL 1.34%, etc.) with additional platform fees for Protect and Storefront features. Some custom packages available for high-volume customers.

PayMongo provides a full payments and financial tools platform tailored for businesses in the Philippines. It offers payment acceptance, transaction management, and financing features in one integrated system, with thousands of merchants using the service.

PayMongo enables payment acceptance through multiple channels (QR Ph, cards, e-wallets like GCash, Maya, GrabPay, ShopeePay; online and in-store), APIs for custom integrations, and a portfolio of financial services (wallet, capital financing, platform payouts, and issuing). It includes an AI-powered storefront builder, merchant tools for payments, revenue tools, and fraud protection, all with real-time transaction tracking and multi-rail security compliance (PCI-DSS Level 1). The pricing page shows a pay-as-you-go model with various rate cards per payment method and optional add-ons like BNPL and Protect (fraud screening).

Who it’s for: Small to mid-sized businesses and enterprises in the Philippines seeking an all-in-one payments and financial tools platform (e-commerce, retail, services) that can scale with transaction volume.

Features

Multi-channel payment acceptance (QR Ph, cards, e-wallets)
API for custom checkout and real-time payment tracking
AI storefront builder for merchants
Funds distribution and real-time payouts
Capital financing based on transaction history
Fraud protection and multi-rail security
Wallet and issuing capabilities (virtual/physical cards)

Public pricing and product listings; mentions of 10,000+ merchants and platform features imply product-market traction and active marketing. No explicit funding/hiring numbers in provided text.