platoseedplatoseed
Flux is building the payment network for alternative payments in…
Flux is building the payment network for alternative payments, with a focus on bringing acceptance of all BNPL options to on-site merchants so they can max their client's buying power. Flux provides an instant-issuing and payment acceptance solution for consumer credit products, and a payment terminal for alternative credit (non-card) for retailers.
Flux QR offers a credit-based checkout solution that enables merchants to sell today and get paid later, using a mobile app to extend credit to customers and manage repayments. It targets merchants who want to offer alternative payment terms and credit at point of sale without hardware, funded by Flux’s credit and payment flow. The site showcases onboarding, app download, and customer education as part of adopting Flux credit at checkout.
Merchants register with Flux, download the Flux app, and offer consumer credits at checkout. Customers apply for credit from their mobile device and select a repayment term if approved. The merchant receives payment into their bank account and pays a small commission per sale, while customers pay Flux over time. No terminals are required; the solution works via a single app, with guidance materials and sales enablement provided to merchants. The process emphasizes ease of use, approval-based credit, and post-sale settlement to the merchant.
Who it’s for: Merchants seeking to offer consumer credit and alternative payment terms to increase sales, particularly those without card-based terminals or in regions where credit access is limited.
Funding/accelerator involvement (Y Combinator mention) and growing merchant adoption signals
Cross border Payments infrastructure for internet businesses and…
Building the operating system for developing world merchants
