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Pay, Get Paid and Extend Cash Flow using your Credit Card as…
Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12 months with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.
Pagaloop is a platform that enables businesses in Mexico to use credit cards and payment infrastructure to improve cash flow by integrating government payments and taxes into their systems. It offers an SDK/API for developers to embed real-time, compliant government collections into ERPs, fintechs, wallets, or municipal portals. The solution emphasizes regulatory compliance, real-time events, and fraud-traceable auditing for government and corporate payments.
Pagaloop provides an SDK and REST API to embed government payments (taxes, permits, services) in third-party platforms. It supports card, SPEI, and cash payments, tokenization, installment payments, and points incentives. Features include real-time events and webhooks, fraud alerts, unified auditing, an administrative panel for records and cancellations, and PCI-DSS compliant security with RSA encryption and 3DS/SayKey. The platform aims to connect existing platforms to more than 71 municipal endpoints in CDMX with upcoming federal integrations, allowing governments and businesses to receive payments without building government connections themselves.
Who it’s for: Businesses and developers in Mexico that need to collect government payments (taxes, permits, services) through their platforms, including ERPs, fintechs, wallets, and municipal portals.
Hiring/traction mentions not explicit in text; has integration scope with 71 municipal endpoints and upcoming federal integrations, plus demo requests.
Founder & CEO of Pagaloop (YC W21). I've been building companies for 15+ years, my past ventures include companies in media, telecom and HR tech. I like building companies and among my strengths, I can stress my perseverance and determination, I have created three companies related to technology. I Studied at HBS and MIT.
+10 year experience in Software / Product development Tech Manager. Third time as a Tech Startup CTO. MBA.
15+ Year experience serial entrepreneur Chemical Engenieer Executive education in HBS
We help offline LatAm SMBs manage and accelerate their cash-flow
Account-to-Account payments in Mexico and Chile.
