platoseed
Account-to-Account payments in Mexico and Chile.
Account-to-Account payments in Mexico and Chile.
Fintoc offers a payments operating system aimed at enabling online payments, recurring billing, and payment collection for Latin American businesses. It emphasizes easy integration, optimization of payment acceptance, and scalable workflows for collections and subscriptions across Chile and Mexico.
Fintoc provides a payments operating system with: a Smart Checkout that optimizes online payment acceptance across multiple payment methods; a Payments Recurrentes module to create and manage subscriptions and automated charging with retry logic; an Agents feature to enable support in collections, including AI-assisted retry flows; an API-friendly architecture that connects existing payment methods, ERP, CRM, and internal systems; and security/compliance controls (PCI DSS Level 1). It also promotes activity dashboards, configurable payment methods per transaction, and tools to reduce operational overhead and increase revenue.
Who it’s for: Businesses in Latin America (Chile and Mexico) seeking to receive online payments, optimize checkout, implement recurring billing and subscription models, and automate collections and invoicing.
Hiring/traction mentions (1800+ businesses/ +1200 empresas confían en nosotros), partnerships and customer testimonials, emphasis on security and auditability
Software engineer from Chile. In one of my previous startups, I spent a lot of time manually verifying bank transfer payments. Frustrated by the fact that we couldn't write a program that could simply tell me how much money I have in my bank account, we decided to build a banking API ourselves.

Quickbooks for SMBs in Latam

Enabling consumers split the cost of purchases without a credit card