delt.ai

Acquired

Digital banking for businesses in Latam.

Winter 2020Founded 201926 peopleMexico City, CDMX, Mexico

delt.ai ↗LinkedIn ↗See on the Idea Map Fintech momentum

About

delt.ai is building a specialized digital financial service for businesses in Latam, set to tackle the +450B Market of business payments in Mexico. delt.ai is a natively digital alternative to a bank, born with payments gateways and API integrations. Its truly digital KYC-compliant onboarding allowed us to be the first opening first branchless accounts in the country. We target poorly served Startups and SMEs therefore focusing on the ~40B market opportunity that are profitable when served fully online.

From their website

as of Jun 7, 2026delt.ai ↗

SaaSSubscription · $2,500,000+ in payments processed for hundreds of companies; specific subscription pricing not disclosed

delt.ai is a fintech platform offering revolving credit and payment tools for Mexican businesses and SMEs, enabling digital credit, online transfers (SPEI), and corporate cards to support growth. It positions itself as a fast, 100% digital financial platform tailored to growing teams and multilingual transfer capabilities.

Provides a revolving business line of credit, 100% online approval with rapid increases, corporate cards (virtual and soon physical), and SPEI transfers that can be sent 24/7 with instant settlement and receipts. Features include bulk/CSV upload for mass transfers, an API (Transfers API) for automated mass disbursements, multi-user governance with per-user spending limits, and upcoming corporate card issuance. Transactions are tied to the delt.ai credit line and are executable through the platform or via API.

Who it’s for: Small to medium-sized businesses and growth-stage companies in Mexico seeking working capital, rapid transfers, and corporate card solutions.

Features

revolving line of credit for growth
online credit requests and approvals
SPEI transfers 24/7 with instant execution
bulk/mass transfers via CSV upload
transfers API for automated disbursements
corporate cards (virtual and physical) upcoming
multi-user access with spending limits

Public case studies and testimonials; mentions of early customers and growth; product features and waitlist indicate active traction and ongoing feature development

Founders · 2

Alejandro CedeñoCo-Founder

I'm a software engineer focused on efficient software architecture design, applying general best practices for SDLC, from algorithms and data structure to complex workflows and patterns. My other interests are AI and Fintech, especially how both can play together and deliver solutions.

LinkedIn ↗

Jose de la Luz Lopez SFounder

I am CEO and founder @ delt.ai I enjoy solving problems and building high-performance teams, my experience comes from finance in all areas including investments, Latam Stocks, Startups financial management, and corporate finance. I am convinced delt.ai will level the playfield on financial services for startups, SMEs and Freelancers in Latam. In my free time I teach at different places where I am invited.

LinkedIn ↗X ↗