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The digital bank for small businesses in the Philippines.
NextPay is a digital bank for small businesses and entrepreneurs in The Philippines. They use us to send invoices, collect payments, do payroll, and pay their bills. NextPay is the best alternative to bank accounts for small businesses and entrepreneurs in the Philippines. We help them similarly to how Brex helps companies in the US, but in a way that is more locally nuanced. We manage their finances and remove the steep barriers that Filipino banks and financial institutions typically require; no setup fees, maintaining balances, or ridiculous requirements. View the full context on our Launch Bookface post: https://bookface.ycombinator.com/posts/51999
NextPay provides BSP-regulated payment infrastructure in the Philippines, enabling payouts, invoicing, and collections that connect with local banks and e-wallets via API or a dashboard. It positions itself as an integrated layer to replace fragmented banking portals and licensing work for money movement and AR operations.
NextPay offers NextAPI for embedded payouts, collections, and multi-merchant accounts; NextPayout for batch disbursements to 90+ banks/e-wallets with real-time status; NextInvoice as an AR/invoicing engine with automated reminders and reconciliation; and NextCollect for lightweight, self-service collections via a shareable bill link. The platform provides a REST API, sandbox, webhooks, and dashboard-based workflows to manage payouts, invoicing, collections, and reconciliation across BSP-regulated rails and multiple payment conduits.
Who it’s for: Platforms/builders needing embedded payments; finance teams managing payouts, invoicing, and collections; solo professionals requiring lightweight collections.
Hiring/traction mentions: YC W21 backing; notable volume processed ₱28B+. BSP-regulated operator of payment system; investor coverage (Y Combinator) indicating growth and regulatory traction.
Don is the CEO and Co-founder of NextPay.ph, a fast, simple, and affordable digital banking suite for small Filipino businesses. His background in software engineering, blockchain, distributed technologies, and digital product design made him integral to the growth and success of a major tech startup, OpenDNS. He was part of the early core product team who saw its eventual acquisition by Cisco Systems, a Fortune 100 company.
Aldrich is the CXO and Co-founder of NextPay.ph, a fast, simple, and affordable digital banking suite for small Filipino businesses, and the Managing Director UXPH, largest non-profit design organization and community in the Philippines. He is a Sr. Experience Architect (UX) and Design Leader who has led teams in some of the most successful tech companies throughout the US, Canada, and the Philippines such as BlackBerry, Getty Images, Artefact, and Remitly.
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