Ruvo
ActiveThe Global Dollar App for Brazil
About
Ruvo is a global account for receiving, holding, and moving money between USD and BRL. We connect Pix, crypto, and Visa so you can receive USD from abroad, convert between USD and BRL in minutes, send money to the U.S., spend worldwide, and save in digital dollars with yield — all in one place. Ruvo supports both personal (CPF) and business (CNPJ) accounts, with low fees, strong security, and direct Pix settlement. Formerly known as Cacao.
Founders · 2
Co-Founder and CEO of Ruvo (formerly Cacao). Ex-Uber & previous Head of Marketing at Gauntlet AI (Lambda School, YC S17)
Co-Founder & CTO of Ruvo. Previous Co-Founder & head of Product & Engineering at Mercato.
Launch
Get paid in USD or stablecoins, spend with a Visa card, and withdraw to Pix
Cacao launches a mobile app that lets Brazilians receive USD or USDT from abroad, store in a stablecoin wallet, and instantly convert to BRL via Pix, plus spend in USD with a Visa card. It targets freelancers, remote workers, creators, and remittance recipients seeking faster, cheaper, cross-border money movement to Brazil.
Formerly “Cacao”
Related startups
USDC-Smart Neobank for Latinos.
Bare-metal access to Brazil's Open Finance and Pix systems
