platoseed
Plaid for Brazil: we allow developers to access users' financial data
Pluggy is a B2B Fintech that allows any developer to connect to the data from their users' bank and broker accounts, essentially Plaid for Brazil. We are 100% focused in Brazil. One of the largest markets in the world. Its complexity, risks and challenges require its own solution. Local focus and our deep experience in banking tech engineering allowed Pluggy to create a product that is considered by our customers as the only one to provide reliable data at the right time to market. We currently cover 90% of the bank accounts in Brazil a market of more than 7 billion USD. We are Pluggy!
Pluggy provides an Open Finance API that enables developers to access users' financial data and perform instant payments via Pix within their apps. It offers data enrichment, payment initiation, and account connectivity to power financial solutions for Brazil-based use cases.
Pluggy offers a single Open Finance API stack including: 1) API to connect to users' financial accounts, 2) data enrichment to derive meaningful insights from raw financial data, 3) initiation of instant payments via Pix within the developer's app, 4) automatic recurring charges (Pix Automático) for recurring billings, 5) tools for consent management (Meu Pluggy) and account portability features, and 6) support for ERP Banking use cases to transform ERP into a financial platform. Documentation, quick-start guides, and references are provided to accelerate integration.
Who it’s for: Developers and product teams building fintechs, ERP/banking integrations, or consumer apps in Brazil that need access to Open Finance data, payments, and related services.
pricing page and product/docs available; multiple product offerings and demos suggested; partnerships and media coverage mentioned
Responsible for operations at Pluggy, making my best to use the knowledge that I've acquired working 10 years in Business Consulting and more 3 years in Digital Transformation Consulting to build and deliver the best product for the Brazilian Market
Used to work in banking and M&A consultancy, but left the corporate world to create new ways of making the world a better place! I am working with my great co-founders at Pluggy to make Open Banking in Brazil as disruptive as Brazilians need.
Federico Mirás (or "Fefo") is an Argentinian tech entrepreneur, investor and programmer. He is the Co-Founder, Head of Product, and CEO of Pluggy. Fefo wrote his first lines of code at the age of 12 and created his first software company at the age of 19. Strong leadership and company culture skills, he loves crypto & video games.
Argentinian Tech-Founder and Developer, leading the product and development of Pluggy´s solution, building developer-driven innovation with the latest technologies. Analytical, organized & practical, focus on shipping solutions as faster as possible.

Bare-metal access to Brazil's Open Finance and Pix systems

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