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The smarter way to manage USD earnings globally
Polar helps remote workers, freelancers, and ship crew manage their USD earnings globally. Using Polar, you can: 1. Get a U.S. bank account in minutes with just your phone and local ID 2. Send money to 120+ countries faster and cheaper than alternatives 3. Earn 2-6% interest on USD savings 4. Invest in gold, Bitcoin, and Ethereum 24/7, starting with $1
Polar is a financial app that provides a dollar-denominated account to receive USD earnings, offers fast conversions and transfers to 120+ countries, and includes high-yield USD savings with real-time interest payouts. It positions itself as a global, user-friendly solution for freelancers, remote workers, and cross-border earners to receive, save, convert, and send USD efficiently.
Users open a USD account on their phone with local ID (no U.S. ID required) to receive USD earnings. They can save in USD at 2-6% APY with interest paid every second and no lockups or fees. The app enables sending to bank accounts, mobile money, or exchanges, including USDT/USDC deposits, with 75+ country destinations for transfers and 120+ countries for sending. The platform uses encryption and biometric authentication, with infrastructure from Stripe and Coinbase and Lead Bank as banking partner for security and reliability.
Who it’s for: Freelancers and gig workers (e.g., Upwork, Fiverr users), ship crew and remote workers who earn USD globally, digital creators earning USD, and others receiving USD from US clients or US-based platforms.
Company mentions include extensive user reviews, global reach (100+ countries), partnerships with Stripe and Coinbase, and multiple use cases across freelancers, ship crew, remote workers, and digital creators.
Grant is the co-founder & CEO of Polar. Grant previously led Altruist's integration of SSG, which Altruist acquired to become the third-largest custodian by number of RIAs behind Schwab and Fidelity. Before that, Grant helped grow Princeton’s endowment from $26.1 billion to $37.7 billion as a member of the 20-person investment staff. Grant graduated from Princeton, where he studied Economics, Computer Science, and Finance and met Andrew.
Andrew is the co-founder & CTO of Polar. Before that, he worked in quant research and software engineering at Citadel and Bridgewater. Andrew graduated from Princeton, where he majored in Operations Research & Financial Engineering (ORFE).
Revamping the brokerage operations tech stack, starting with account transfers
GoldenBasis builds modern back-office software for brokerages and launches with account transfers, enabling firms to gather transfer data, track status, and automatically update internal records to streamline ACATS transfers for customers.
From the original launch (Feb 2024) — may be outdated.
Formerly “Aria”, “GoldenBasis” · why startups rename →
The global neo-bank for contractors and freelancers
US based USD accounts for non-US residents
