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Building the NASDAQ for Real Estate.
Lofty is a marketplace that let's anyone sell a house to investors online. Instead of the typical real estate transaction where one seller sells to one buyer, Lofty is much more flexible. Sellers fractionalize their equity ownership in the property into smaller units, so that anyone can buy a portion for as little as $50, allowing access to one of the best asset classes for people who have previously been locked out. Sellers can also sell a portion of their equity (starting at just 10%) instead of the entire property or create customized HELOC structures. Investors can browse a variety of individual real estate properties ranging from commercial strip malls, a HELOC in someone's house, Airbnbs, to a single-family rental properties, and directly purchase ownership in these properties in under 5 minutes. There is no lockup period. Users can constantly trade these ownerships with others on the marketplace. Investors truly legally own the properties they invested in and co-manage it with other investors through an online governance program. Owners have so far voted on how to handle various repairs, delinquent tenants, the sale of the underlying property, and much more. Lofty never custodies or handles user funds or assets. Through smart-contracts on the blockchain, all transactions are directly peer-to-peer. If we succeed, we'll have built the NASDAQ for real estate and transformed how real estate is bought and sold in the USA.
Lofty enables fractional investment in U.S. real estate, allowing users to invest with as little as $50, browse properties, earn rental income, and manage their holdings. The platform positions itself as a way to access real estate investments with low minimums and ongoing income.
Users can invest small amounts (as low as $50) to gain fractional ownership in U.S. real estate properties. The platform provides property listings, rental income opportunities, and a holdings management interface for investors to track and manage their real estate investments.
Who it’s for: Individuals seeking accessible real estate investment opportunities with low minimums and potential rental income.
USC alum, former Barclays Risk Management Analyst, and self-taught full-stack developer. I'm currently the CEO. YC Badge: 0xbc2e7da603f3dec73f658971c045c3023fb8975a
A marketplace to buy and sell investment properties with instant liquidity.
Lofty operates a real estate marketplace for fractional ownership of properties, allowing anyone to tokenize deeds into tradable tokens and buy or sell shares with no lock-up. The launch introduces an automated-market-maker liquidity feature enabling instant, direct buying and selling of property ownership without traditional counterparties, with a 6% per-transaction fee.
From the original launch (Jun 2024) — may be outdated.
The place where motivated investors and entrepreneurs co-own together.
Find beautiful homes
