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What used to be an integral part of the American Dream, or at least a check mark on the way to adulthood, is now well beyond reach for many of us. And nobody bears the brunt of the current housing crisis more than young folks, who, compared to their parents and grandparents, find themselves saddled with more debt and in possession of fewer assets. But it doesn't have to be this way. At ZeroDown, we're driven by the radical idea that professionals with steady jobs and healthy finances should be able to afford homes - even in San Francisco. That's why we've come up with an alternative to the rent-or-own dilemma, offering the benefits of homeownership with the flexibility of renting. Here's how it works: 1. ZeroDown buys your home Choose any home on the market. We'll make an all cash offer on your behalf. 2. Build towards ownership A portion of your payment goes toward building ownership in your home. 3.You control when you buy Put the purchase-credits that you've built up towards buying your home from ZeroDown.
Flyhomes enables homebuyers to purchase a new home before selling their current one, reducing double moves and strengthening offers. It provides a suite of financial programs and partner support for loan officers and real estate agents to facilitate Buy Before You Sell scenarios. The focus is on giving buyers cash-like offers, access to current home equity, and flexible financing options.
Buy Before You Sell programs offer: 1) Cash Offer to make a strong, cash-like offer; 2) Instant Equity to access the current home’s equity without selling; 3) Guaranteed Backup Contract to improve financing qualification; and a bridge-to-long-term mortgage flow where the purchase is financed now and refinanced later. The platform supports collaboration with loan officers and real estate agents, providing marketing resources and customized program approvals, allowing buyers to move into the new home before selling the old one. Key interactions include submitting a scenario for customized quotes, requesting a Guaranteed Backup Contract, and connecting with Flyhomes to start the Buy Before You Sell process.
Who it’s for: homebuyers and sellers seeking to move once without double moves; real estate agents; loan officers
traction with published volume figures (e.g., 30,000+ loan officers in-network, billions in loan and transaction volumes) and multiple program offerings; active partner and marketing support for brokers
Formerly “T.P. Hamilton”, “Inc” · why startups rename →
UpEquity gives homebuyers more certainty and power.
Home Buying on Autopilot
