Homebase

Active

Personalized rent-to-own real estate financing using technology in SEA

Winter 2021Founded 201920 peopleHo Chi Minh City, Ho Chi Minh City, Vietnam; Ho Chi Minh City, Vietnam

www.gethomebase.com/ ↗LinkedIn ↗GitHub ↗Crunchbase ↗See on the Idea Map Real Estate and Construction momentum

About

Homebase provides Rent-To-Own real estate financing for buyers in Southeast Asia - the only alternative to inflexible/high-interest rate (12%+) mortgages in the region. We strive to provide more innovative, compelling, and empathetic solutions for those who aspire to own a home. Homebase was founded in 2019 in Singapore and is backed by Y Combinator, VinaCapital Ventures, Class 5 Global, Pegasus Technology Ventures, 1982 Ventures, Iterative VC and Antler, as well as the founders and executives at disruptive real estate financing companies including Opendoor, Zerodown, 99.co and Divvy Homes.

From their website

as of Jun 7, 2026www.gethomebase.com ↗

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Homebase provides accessible financial products to help users invest in and own real estate. It targets buyers, landlords, and investors in Southeast Asia with rent-to-own style financing.

Offers rent-to-own style real estate financing: buyers can purchase with initial deposit as low as 8% and monthly payments over time to build ownership; supports up to 80% of property value; accommodates both foreign and domestic citizens; investors can earn passive income by facilitating buyer access to bank loans; landlords can receive up to 80% of current home value. The service emphasizes simplicity, reduced documentation, and safer investment through properties registered under investor names.

Who it’s for: Buyers seeking to own property, landlords seeking liquidity or an alternative to traditional mortgages, and real estate investors in Southeast Asia.

Features

low upfront deposit (as low as 8%)
monthly payment plan to build ownership
finance up to 80% of property value
easy onboarding with simplified income verification
supports both foreign and local citizens
passive income for investors by enabling buyer access to loans
properties registered under investor names

Awards and recognition (Plug and Play Center 2020, Y Combinator 2021, etc.), media coverage, and multiple investor-focused offerings indicate traction and funding signals.

Founders · 2

Phillip AnFounder

Founder at Homebase (YC W21)

LinkedIn ↗

Jun Yuan TanFounder

UPenn🎓 University of Pennsylvania🎓 University of Manchester

JY is the Co-founder and CEO of Homebase. Before this, he was CEO & Co-founder of Reprice Technologies, a VC-backed software company, and Atlantis Lab, a VC-backed blockchain development & advisory firm. JY studied computer science at University of Pennsylvania, business at University of Manchester and has completed all 3 levels of CFA.

LinkedIn ↗