AgentCollect

Active

B2B debt collection powered by AI agents

Summer 2023Founded 202042 peopleSan Francisco, CA, USA

www.agentcollect.com ↗LinkedIn ↗Crunchbase ↗See on the Idea Map Fintech momentum

About

We recover aged B2B debt in weeks, not quarters: ~49% in 20 days vs ~20% in 4-6 months for traditional agencies. Our AI agents call, email, text, find the right contact (20% of B2B contact data is outdated), and negotiate payment plans 24/7 ; all under your brand. We replace your offshore BPO and third-party agencies. Your AR team stays focused on strategic accounts. Live with Dell, Microsoft, FedEx, Plaid, and Checkr and hundreds of enterprise companies. Long-tail AR your team has deprioritized becomes recovered cash before a traditional agency even gets moving.

From their website

as of Jun 7, 2026www.agentcollect.com ↗

SaaSSubscription · Pricing includes a "$0 if we don't collect" model and a success-based element described as a fee from recovered amounts; exact subscription tiers are not fully disclosed beyond the no-collection-fee offer.

AgentCollect is an AI-powered debt collection platform that automates calls, emails, and disputes under a user's brand, assigning a dedicated AI agent per account to recover receivables. It emphasizes rapid setup, zero commitment, and success-based fees.

Upload your accounts (CSV, API, or direct integration). The platform trains an AI collection agent per account. The agent conducts calls, emails, and disputes, in a branded voice, with real-time tracking. Payments go directly to your account, and you pay a fee only upon recovered amounts. Key metrics highlighted include 50% collection rate, 20-day average to collect, and 1:1 dedicated agent per account. The process is zero manual work and emphasizes compliant, respectful interactions with debtors, with a dashboard showing conversations and dollars recovered.

Who it’s for: Accounts receivable teams at mid-market to enterprise organizations needing automated, branded debt collection with dedicated AI agents.

Features

Brand-customized AI collection agent per account
Calls, emails, and dispute resolution automated
Real-time dashboard with conversations and payments
Zero manual work and fast setup (15–30 minutes to live)
Abandoned payment recovery and real-time intent scoring
Direct-to-account payments with no fund handling
Pre-trained on thousands of real collection scenarios

Customers: Microsoft, Head of AR, Enterprise Tech Company, Logistics Company, SaaS Company

Public pricing and product demos; case studies and testimonials; multiple enterprise-style references; integrations with QuickBooks, NetSuite, Salesforce; SOC 2 mention; active blog and resources

Founders · 1

John BannerFounder & CEO

Harvard

My prior startup's downfall was due to unpaid invoices. With no viable market solution and seeing that 1/4 of businesses faced bankruptcy for similar reasons, I founded Respaid, using AI and respect to address the issue. Beyond entrepreneurship, I'm a commander in the French Republican Guard, a pianist, composer, and passionate about fintech meeting psychology. An engineer by training, I graduated from Harvard Business School and Ecole Centrale Electronique. Also, I'm a proud dad of 4 under 5 🙂

LinkedIn ↗X ↗

Launch

Launched on Y Combinator · Jul 2023

View launch post ↗

"The nice guy of the debt collection industry 😇"

Respaid offers AI-powered, respectful debt collection that uses a real-lawyer approach to contact and timing, aimed at SaaS, subscription, and marketplace SMBs. They announce pricing as a success-fee model (starting 10.9%), a US launch, 458 customers, and up to 85k collections per day.

From the original launch (Jul 2023) — may be outdated.