Zippi

Zippi offers a weekly credit line usable via Pix for small businesses in Brazil, aiming to boost working capital with a no-bureaucracy experience. It positions the credit as a rotating limit that grows with on-time payments and weekly invoicing. The service is delivered through partnerships with registered credit institutions and operates as a credit solution for micro and small businesses across many municipalities.

Zippi provides a weekly credit limit that can be used directly in Pix to pay suppliers. The limit increases when payments are made on time, and users can rotate or draw from the limit multiple times within a week. Payments are made via Pix, and the limit is replenished or grows as the user maintains timely payments, with instant top-ups and a short 3-second limit refresh after payment. The product is positioned as a professionalizing financial tool for small businesses, accessible through the Zippi app and supported by partnerships with credit institutions for issuing the Cédulas de Crédito Bancário.

Who it’s for: Small and micro businesses in Brazil, including autonomous workers and diverse professions, seeking weekly working capital credit to finance suppliers and operations.

growth metrics cited (e.g., +100k monthly movements, +250% growth in 2022) and nationwide reach; mentions of app-based credit access and partnerships with multiple credit institutions indicate traction and ongoing fundraising/expansion signals.