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Digital banking platform for the 30 million smartphone users in DRC.
Vaultpay is building a digital banking platform for 30 million smartphone users in DRC and the country's largest agent network. For example, a young Congolese entrepreneur who just won a subcontract with a major mining company can now easily open a personal and business account, receive payments, all from their smartphone, instead of spending hours at bank branches.
Vaultpay is a digital banking platform focused on offering quick, secure mobile banking services in the DRC, including virtual and physical VISA cards, instant transfers, and real-time expense tracking. The product emphasizes a frictionless account opening, card provisioning within 24 hours, and cashless payments with cashback incentives.
Users download the app, create an account in about 1 minute, obtain a virtual VISA card ready to use, and order a physical Vaultpay VISA card delivered within 24 hours. The platform enables free card payments and withdrawals worldwide, instant money transfers, real-time expense tracking, and 24/7 access to funds. Card recharges can be done via Cash, Mobile Money, or Bank Transfer, and there is a cashback offer of up to 1% on card payments in the DRC.
Who it’s for: Smartphone users in the Democratic Republic of Congo seeking a convenient, low-friction digital banking experience with quick account access, virtual/physical VISA cards, and real-time money management.
Investors supported; prominent branding and marketing emphasis; multiple mentions of rapid account creation and card delivery
We’re building Square for Central Africa
VaultPay launches a digital banking platform for the Democratic Republic of Congo offering virtual and physical Visa cards, USD and CDF accounts, and an agency banking network to enable cash-in/cash-out similar to Square. It reports 17,000+ users and $20K MRR in four months since Q4 2025 and notes formal licensing with the Central Bank of Congo, Visa investment, and Ecobank integration as core milestones.
Formerly “Vault Pay”
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