Djamo

Djamo positions itself as a challenger bank for consumers in French-speaking Africa, offering a mobile-first banking app with an instant account opening, a debit card, savings and investment options, credit, and payments integrated in one platform. It emphasizes transparent fees, local (UEMOA) availability, and a range of financial services within a single app.

Djamo provides a mobile application that offers: instant account opening with an IBAN, a Visa debit card (virtual and physical), savings accounts with interest, investment opportunities in funds accessible from the app, short-term credit with transparent terms, and a suite of payments and transfers (transfers to Mobile Money and banks, bill payments, recurring payments). It also includes tools for budgeting, subscriptions management, currency conversion, security features (PIN, biometrics, card lock/unlock), and an API for integrating Djamo with external systems. The offering is available in the UEMOA region and designed to consolidate salaries, bills, transfers, and financial planning in one app.

Who it’s for: Consumers in Francophone Africa seeking an all-in-one mobile banking app (checking, savings, credit, investments, payments) with transparent fees; users who want salary payments, card access, and financial planning in a single platform.

Hiring/traction mention: 1,5 million users cited; product has multiple features and internationalization notes but no explicit funding round provided in the text.