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We write ML software to more accurately select & price insurance risk.
Soteris is a YC-backed company with a four-person team and a great investor base building a first-of-its-kind data ML pricing system for insurance, starting with personal auto.
Soteris provides AI-based underwriting and pricing for property & casualty insurance, offering real-time, policy-level insights to price with precision and protect margin. It aims to help insurers grow premium while improving loss ratios across market conditions.
The product integrates into existing underwriting and rating workflows to deliver policy-level pricing precision in real time. It connects to the insurer’s portfolio, claims, and exposure data, surfaces rate inadequacy at the point of sale, and enables surgical, policy-by-policy pricing decisions within underwriting workflows. It emphasizes API-ready integration with policy admin systems, rating engines, claims platforms, and quoting workflows, and supports deployment across lines and states with governance-aligned data flows.
Who it’s for: P&C insurers seeking to improve pricing precision and underwriting discipline while growing premium and protecting margin, across soft and hard market conditions.
investor-backed and market-facing messaging (mentions leading investors, real-time intelligence, and portfolio-level AI tooling)
Sunit entered the insurance industry in 2005, spending six years building pricing models for life insurance. He later joined the $16B hedge fund Pine River Capital, where he spent 2 years building a $750m P&C insurance company from scratch. He is an author of both Behavioral Finance (Wiley) and the Principal-Agent Problem in Finance (CFA Research). Prior experience also includes the Boston Consulting Group and adjunct faculty positions at UVA. He received his Ph.D. in Economics from UVA in 2011.
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AI Insurance is the platform that runs insurance companies
The fastest path from submission to better decisions.
