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The fastest path from submission to better decisions.
Pibit.ai is an SF–based insurtech company reconstructing the art (and science) of commercial underwriting for carriers and MGAs. At the heart is the CURE™ platform, the industry’s only centralized underwriting risk environment fueled by agentic underwriting services that delivers decision-ready outcomes. It converts submissions into decisions by automating intake, triage, and data enrichment from documents and external sources while surfacing risk insights so you can win the right accounts faster, scale throughput, and reduce loss ratios. Backed by Y-Combinator, the proprietary platform serves dozens of clients across the US, enabling 85% faster underwriting, 32% increase in GWP per underwriter, and up to 700 basis points improvement in loss ratios. For details, visit pibit.ai.
Pibit.AI provides an underwriting platform that automates intake, triage, and data enrichment from documents and external sources to surface risk insights and accelerate underwriting decisions. It positions itself as a centralized underwriting risk environment with modular CURE workflows for different aspects of underwriting.
The product offering comprises multiple CURE modules: ClearCURE for intake and appetite-ready submissions, DocumentCURE for converting unstructured documents into underwriting-ready data with high accuracy, ResearchCURE for enriching submissions with external data sources, RiskCURE for risk scoring and exposure insights, and WorkflowCURE for end-to-end underwriting workflow management and portfolio insights. The platform automates submission creation and deduplicates data, integrates with PAS and core systems, and provides standardized, appetite-aligned checks to surface qualified work and accelerate quote generation.
Who it’s for: Carriers and MGAs (including MGA aggregators and mutuals) that manage high volumes of submissions and seek to improve underwriting efficiency, accuracy, and loss ratios.
Partnerships and customer testimonials indicate traction; multiple case studies and 'Request a Demo' CTAs suggest ongoing sales and deployment activity.
CEO at Pibit.ai | Previously worked with Playment (YC W17) | IIT Roorkee
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