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Stripe for Credit - Trusted Credit Compliance Partner
We’re building an API for launching credit products. We enable companies to compliantly offer credit by handling the tech stack for origination, underwriting and loan management with just a few lines of code. We have built-in compliance guardrails to ensure that our customers comply with state and federal regulations and assist with licensing requirements and license management.
Pier Finance provides a developer-friendly SaaS platform that helps companies launch and automate their own credit products with embedded lending capabilities, compliance support, and white-label customization. It positions itself as a fast-to-market credit infrastructure and compliance partner for building credit products such as BNPL, personal loans, and credit builders.
Pier offers a SaaS platform with API tools and SDKs that enable you to build and launch credit products quickly. Features include low-code/white-label building blocks, full code API access, and sandbox environments for testing. The platform emphasizes compliance support, fast time-to-market (live in weeks), and modular, developer-friendly components (font/color/logo customization, full API/SDKs, sandbox access, quick start guides). It supports use cases like BNPL, credit builder, merchant cash advances, salary advances, and other credit products, with a focus on embedding lending layers into marketplaces and providing reporting to bureaus.
Who it’s for: Companies building or operating their own credit products or lending services who want to launch quickly with embedded lending, compliance support, and developer-friendly integration.
Hiring/traction mentions implied through developer-focused platform, sandbox access, and demo requests; specific funding not stated.
Jessica is CEO & Co-Founder at Pier. Previously, CoS/PM at Stilt (YC W16, acq. by JGW) and founding team for Onbo, Stilt’s B2B credit API product. 2x founder (Oppti, acquired), ex-JPMorgan, ex-McDonald's. $7B+ underwriting/transaction experiences across private equity, investment banking and management consulting. She's a Cornell alum and has managed teams of 30+ ppl. Fun fact: she's a ski instructor and her goddaughter is a chihuahua-mix shelter adopt.
Credit Infra API built for speed & flexibility
Pier offers an API to launch credit products by handling origination, underwriting, compliance, and servicing. The platform targets developers and companies who want to go live with their own credit offerings in weeks, without external direction for users.
From the original launch (Jan 2023) — may be outdated.
Formerly “Inc” · why startups rename →
Credit risk management platform for builders' merchants
Embedded lending infrastructure for software companies
