Munify

Munify is a cross-border neobank offering multi-currency accounts, non-custodial wallets, and instant global money movements for individuals and businesses. It emphasizes fast, low-cost transfers, virtual cards, and API-driven infrastructure for payments and payouts. The product aims to enable global money movement with controllable funds and transparent pricing.

Provides multi-currency accounts (EUR, GBP, USD now; additional currencies soon) with a non-custodial wallet. Users can hold and manage funds, issue virtual cards, and e/receive payments via pay-ins and invoices. It supports sending money globally, fast transfers, and payouts to bank accounts or wallets. The platform includes API access, documentation, and playground for developers to integrate payments, payouts, pay-ins, and card issuance. Virtual cards can be issued in USD and spend online or in-store, with controls and spending limits. Invoices and payment requests can be generated to receive funds, and there is a focus on global, instant movement and low fees with transparent pricing.

Who it’s for: Businesses (SMEs and freelancers) and individuals engaging in cross-border payments and international money management.

Funding mentioned (seed round) and regulatory expansion in UAE; active blog/news indicates traction and ongoing growth.