Monto

Monto is a salary-on-demand and employee benefits platform in Latin America that enables companies to offer flexible benefits and early access to portions of salaries. It positions itself as a modular, integrated benefits platform designed to improve employee well-being and retention through financial and wellness services.

The platform provides on-demand salary access (advance of a portion of net salary), loans, health and wellness services, medical consultations, insurance, discounts, and a catalog of employer-sponsored benefits. It integrates with payroll systems, supports payment via payroll deductions or debit/credit cards, and offers a modular set of products (wellness, discounts, health, insurance, education, loyalty, and digital payments) that can be configured to a company’s needs. It emphasizes automated, low-workload administration and has a catalog of exclusive products for employees and families, including health services, mental health, nutrition, veterinary care, and various consumer discounts.

Who it’s for: Companies in Latin America seeking to improve employee well-being and retention by offering flexible benefits and salary on-demand solutions for their staff.

Customers: Soriana, Farmacias Benavides, Hubble / La de RH, Envia.com, Crediclub, Hospital CIMA, Papalote Museo del Niño, SIMCO, Tienda Monto

Clientes de grandes empresas (e.g., Soriana, Farmacias Benavides) y presencia de casos de éxito; enfoque en integración y producto modular; referencias a demo gratis y ventas activas.