Mono

Mono provides embedded fintech infrastructure for enterprises in Colombia, enabling wallets, cards, transfers, and real-time payments through a scalable API and white-label offerings. It emphasizes easy integration, brandable fintech capabilities, and real-time dispersions and reconciliations for Latin American businesses.

Mono offers a programmable fintech platform that lets a company launch a branded digital wallet, issue virtual and physical Visa cards, disperse funds to banks or wallets, and accept real-time payments via PSE. It provides an API for mass transfers and real-time payments, a ledger and controls to adapt the wallet to business needs, and developer-focused documentation to integrate and customize the wallet functionality within a partner product. The platform supports real-time dispersions, multi-card rules, and brandable wallets with account creation, balance inquiries, and movement history.

Who it’s for: Enterprises and partners in Latin America (Colombia focus) seeking embedded wallet, card issuance, mass payments, and real-time payments capabilities.

mentions of >200 empresas dentro, +1B USD procesados, amplio API and developer tools; active documentation and onboarding promises