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Plaid for Africa, but better.
We allow companies to access data from their customers bank accounts and allow them to debit money from these same bank accounts.
Mono positions itself as Africa's leading Open Banking API company, enabling businesses to access customer financial data, payments, and identity verification across Africa. It aims to power African businesses with real-time data and various fintech-focused capabilities through API integrations.
Mono provides APIs for financial data access (real-time financial data, statement pages, data enrichment, creditworthiness), payments (one-time and recurring bank payments, standing orders), and identity verification (government-issued ID lookup and verification). The platform emphasizes no-code statement access, granular data insights, and a suite of use cases including KYC, onboarding, credit risk assessment, payment collection, and personal finance insights. Developers can start integrating via documentation, SDKs, and libraries, with pricing accessible on the pricing page.
Who it’s for: Banks, fintechs, payment service providers, consumer lending platforms, and other businesses in Africa that need open banking data, payments, and identity verification.
Hiring appears on site; mentions developers start integrating and pricing pages, indicating active product development and potential traction.
Enabling 100M bank account owners in Nigeria send money on Whatsapp
OWO, built by Mono, is an in-WhatsApp intelligent money interface for Nigerians that lets users send money from their bank accounts to recipients nationwide (and soon across Africa), and also buy airtime and data within WhatsApp, without leaving the app. It targets Nigeria’s 100M+ bank account holders, enabling fast, secure money transfers and services via WhatsApp using text or voice.
Embedded finance infrastructure for LatAm enterprises.
Group Financing for small businesses across Africa.
