Mine

Inactive

The AI personal finance company.

Summer 2021Founded 202118 peopleNew York, NY, USA

usemine.com/ ↗LinkedIn ↗X ↗See on the Idea Map Fintech momentum

About

Mine is the personal finance app designed to help you get ahead. Founded on the idea that financial independence begins with ownership — of your money, your momentum, and your decisions. We make the credit-builder thousands know and love, with budgeting and spend tracking features meant to help your money be the best version of itself. We’re also the makers of MoneyGPT, the money assistant that’s got your back. Young people today are stepping into a financial world built for someone else’s life. We give young adults the confidence and control to take charge of their financial journey with simple tools, smart guidance, and a system that works for the path you choose. Let’s build your future together. Get started at usemine.com Backed by Kleiner Perkins, SV Angel, Liquid 2 Ventures, and the founders of Handshake, Postmates, Public.com, Motive and many more.

From their website

as of Jun 7, 2026usemine.com ↗

SaaSSubscription · Start for free with basic features; Mine Membership required for rewards on Mine Card and access to MoneyGPT and spend tracking features. Terms show recurring subscription fee applies.

Mine is an AI-enabled personal finance app that combines a credit-building debit card with budgeting guidance and MoneyGPT analytics. It promotes building credit without interest or hidden fees while offering rewards and financial education.

Mine offers a debit card tied to a credit line with no credit check, no interest, and no hidden fees. Users spend from the line of credit via the Mine Card, which helps build credit while tracking budgets through MoneyGPT, weekly reports, and savings tips. The app includes AI financial guidance, 100s of money lessons, security features like bank-level encryption, and a rewards program with card-based perks (e.g., weekly 100% off select merchants). A membership unlocks rewards and advanced features such as MoneyGPT and spend tracking; basic features are available without a membership.

Who it’s for: Young adults and students seeking to build credit, improve budgeting, and learn financial literacy, who want a debit card with a built-in line of credit and AI guidance.

Features

Credit-building debit card with no credit check
AI MoneyGPT budgeting and insights
Weekly spending reports and savings tips
Advanced credit score tracking
100% off select merchant purchases on Fridays
Security features including card lock and encryption
Educational financial lessons and courses

Brand rebrand from Fizz in January 2026; highlights membership model and MoneyGPT features; user testimonials and frequent app-store ratings imply user traction.