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Locus

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Payment infrastructure for AI agents

Fall 2025Founded 20252 people

About

We make your agents pay. As agents evolve from tools into dependable, autonomous actors, they’ll need the ability to execute open-ended workflows end-to-end. This inevitably means payments: accessing paywalled data, transacting for services or with other specialist agents. But autonomy requires guardrails. Businesses and developers will need a way to ensure their agents only spend how much and on what they’re supposed to. The machine economy is coming, and Locus (YC F25) is building the connector businesses will need to participate. We connect agents securely to funds, letting you define permissions and limits for every transaction. Each payment is traceable, auditable, and fully reconcilable with your existing financial stack.

Founders · 1

Cole Dermott
Cole DermottFounder

I like moving money.

Launch

Launched on Y Combinator · Oct 2025
View launch post ↗

Give AI agents spending power without losing control

Locus builds payment infrastructure for AI agents, connecting them to funds with agent identities, budgets, permissions, and full audit trails. It currently supports USDC on Base (with ACH and wire transfers coming), enabling automated agent-led payments under defined rules.

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