platoseed
Payment-as-a-service that helps any business launch payment solutions
Payments-as-a-service (“PaaS”) platform that enables any business to launch and offer innovative payment solutions across LatAm. Our mission is to make payments possible for everyone. We strive to improve people’s financial health by helping our clients empower their users, giving them a better way to manage their payments. The world’s largest and most innovative companies choose Arcus to accept and process payments across the Americas including BBVA, Santander, Walmart, 7-Eleven, and Rappi. Arcus was launched in 2013 through Y-Combinator and is backed by Ignia, Citi Ventures, Softbank, Initialized Capital, Andreessen Horowitz, Kapor Capital, among others.
Arcus FI provides a real-time payments platform in Mexico, enabling businesses to generate interbank CLABEs and send/receive funds via SPEI and Dimo. It offers a dashboard, modular APIs, and real-time confirmations for 24/7 payment operations.
Arcus FI delivers a platform to operate SPEI-based payments and Dimo transfers. Key capabilities include creating and managing interbank CLABEs, sending and receiving real-time payments via SPEI 24/7 with CEP confirmations, supporting multiple identifiers (CLABE, card number, or beneficiary phone linked to Dimo), real-time alerts, and a dashboard with reporting, account statements, and payment execution. The platform provides a test environment, modular APIs for integration, and Dimo-enabled mobile-payments flows; it is regulated by Banxico/CNBV and PCI DSS certified.
Who it’s for: Businesses in Mexico that need to send and receive real-time payments via SPEI, require CLABE management, and want to integrate payments into their platforms using APIs and a dashboard.
Regulatory compliance (Banxico/CNBV), PCI DSS certification; presence of a pricing page; emphasis on platform, dashboard, and API integrations; indications of enterprise-ready financial technology capabilities.
Edrizio was the co-founder and CEO or Arcus (S'13), a Latin America payments platform. The company grew to serve over 200 clients and processes billions of dollars annually. In 2021, the company was sold to Mastercard. Edrizio holds an MBA from The Wharton School. He was born in the Dominican Republic, grew up in Harlem and now resides in Miami. He loves comedy, hiking, writing and his 1 year old baby girl.
Juan was the co-founder & COO/CPO of Arcus, (S' 13). A payments platform for LatAm. He helped build an international team from the ground up and manage all operations as COO; as well as head of people where he was responsible for hiring over 200+ppl. Arcus was acquired by Mastercard in 2021, he's since focused his energy on helping other fellow entrepreneurs as an advisor/Angel investor. Before co-founding Arcus, Juan ran Michael Bloombergs financial empowerment center in NYC.
Iñigo is the CEO of Arcus, a multi-rail payments platform, with a direct connection to the RTP network in Mexico (SPEI), which in 2021 became the first acquisition by Mastercard in Latin America. He previously founded Regalii, a cross border bill pay platform where he held various roles including CRO and COO. Iñigo is a Mexican entrepreneur, originally from Saltillo, and holds a degree in Economics from the University of Pennsylvania.
How Arcus’s homepage introduced itself over the years — each line is the page title the web actually saw, linked to that moment’s archived capture.
Formerly “Regalii” · why startups rename →

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The global financial platform for affluent consumers in the Americas.