Arc

Active

Banking & Funding for Startups

Winter 2022Founded 202140 peopleSan Francisco, CA, USA

www.joinarc.com/ ↗LinkedIn ↗X ↗Crunchbase ↗See on the Idea Map Fintech momentum

About

Arc empowers startups with a better banking experience. With Arc, you can store deposits, schedule and manage payments, diversify cash across asset classes, and access non-dilutive financing all in one place. Arc is based in San Francisco and is funded by Left Lane Capital, NFX, Bain Capital Ventures, Clocktower Technology Ventures, Torch Capital, and Y Combinator, among others. To learn more, visit www.arc.tech.

From their website

as of Jun 7, 2026www.joinarc.com ↗

SaaSSubscription · Essentials, Premium, and Enterprise tiers with annual paid memberships; pricing details include yield and cashback rates and are subject to change. Enterprise pricing is custom with sales involvement.

Arc offers a unified platform for banking and funding tailored to startups, combining cash management, yield generation, debt capital access, and AI-powered financial services. The product is scoped to manage cash, optimize yields, facilitate debt, and provide financial services within one integrated experience.

Arc provides Essentials, Premium, and Enterprise plans that include core cash management, treasury, spend, security, and support features, with yields on brokerage (up to 4.01% at Essentials, 4.41% at Premium, and up to 4.46% at Enterprise), cashback on card spend (1.0% Essentials, 1.5% Premium, 2.0% Enterprise), and various rewards and features. Premium and Enterprise add benefits such as a dedicated relationship manager, access to CFO Agent (Archie), reduced debt marketplace fees, and customizable feature sets with analytics, reporting, and onboarding. The platform emphasizes configuring plans to run business needs and accessing a Debt Marketplace and other AI-powered financial services within a single interface.

Who it’s for: Technology companies / startups seeking cash management, yield optimization, debt access, and AI-powered financial services.

Features

cash management and treasury
earn yields on brokerage
card spend with cashback rewards
AI-powered financial services
debt marketplace access
dedicated relationship manager
CFO agent (Archie) access

pricing pages with multiple paid tiers and annual memberships; mention of dedicated relationship manager and CFO agent; enterprise/custom pricing implies growth and customization.