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Helping low-income Americans overcome debt and rebuild credit at…
Upsolve is a tech-driven nonprofit that helps low-income Americans overcome debt and rebuild credit at scale. Upsolve was founded in Harvard Law School’s Access to Justice Lab in 2016. Since then, Upsolve has become the nation’s most visited nonprofit financial education site. Upsolve.org educates approximately 2.9 million people a year with 2,000 articles on an array of debt and credit topics. To date, Upsolve’s free DIY bankruptcy filing tool has been used by over 14,000 families to relieve over $600,000,000 in debt. Upsolve users are disproportionately Black and Brown with an average household income of $25,000. Upsolve is now launching a suite of AI tools to help low-income Americans resolve their financial distress earlier.
Upsolve is a nonprofit offering a free bankruptcy filing tool to help low-income individuals pursue Chapter 7 debt relief. It positions itself as a guided, no-cost alternative to traditional bankruptcy filing processes, aiming to enable debt elimination without credit card charges. The site emphasizes accessibility and eligibility screening without requiring payment information.
A free online bankruptcy filing tool that walks users through the Chapter 7 process step by step, including eligibility screening, form submission to the bankruptcy court, and guidance through required filings and courses. It emphasizes fee waivers and does not require a credit card, highlighting that users can potentially file for free and complete the process with guided support.
Who it’s for: Low-income individuals seeking Chapter 7 debt relief and a quick, low-cost path to discharge unsecured debts.
Content indicates active development and public-facing guidance; mentions being featured in Forbes and funding from institutions; nonprofit status implies ongoing support and traction

We help people resolve debt.

Connecting low-income HS students with free, 24/7 online tutoring