Samos Insurance

Active

Accidental Death Insurance for Surgery

Winter 2022Founded 20216 peopleKitchener, ON, Canada

www.samos.insure ↗LinkedIn ↗X ↗See on the Idea Map Fintech momentum

About

Samos sells accidental death insurance for individuals undergoing surgery. Just like travel insurance but covering a hospital stay.

From their website

as of Jun 7, 2026www.samos.insure ↗

SaaSSubscription · No explicit price shown on the page; mentions affordable coverage and no medical exams with instant approval in 5 minutes. An exclusive offer renews two years of coverage for the price of one by end of 2025.

Samos Insurance offers Canada’s first surgical risk insurance (SRI), an accidental death coverage designed for elective surgeries and childbirth. The product targets financial security for individuals and their families during surgical events and supports community giving.

The product provides accidental death insurance coverage specific to surgery or childbirth scenarios, marketed as affordable and straightforward with no medical exams and quick approval. It emphasizes covering financial protection for loved ones during the perioperative period, aiming to reduce financial anxiety and allow focus on preparation and recovery. The site also highlights a charitable component of proceeds and an exclusive offer for early joiners with two years of coverage for the price of one by end of 2025.

Who it’s for: Individuals preparing for scheduled surgeries or childbirth, who want financial protection for their loved ones, including those with limited life insurance coverage and business owners seeking key person coverage.

Features

One-time procedure coverage
Full year coverage option
No medical exams
Instant coverage approval
Affordability and simplicity
Support for loved ones in case of accidental death during surgery
Community giving component with donations tied to policies

Customers: Emily, Ontario, Canada

Y Combinator Winter 2022 graduate; multiple awards/nominations (Best Business Innovation, Canadian SME 2023; Insurtech NY 2024 Carrier/Broker Award); active marketing with quotes and testimonials

Founders · 1

Leon PunambolamFounder

Accomplished & highly networked insurance executive with broad leadership, strategic, financial, tech, risk management & operational experience. Consistently chosen to lead strategic initiatives ranging from grassroots establishment of businesses, to being seconded as turnaround manager to bring business to the “next level”. A trusted strategist with a talent for translating broad concepts into clearly articulated business visions & fiscal objectives to drive business growth.

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