Panta

Active

AI Native Commercial Insurance Brokerage

Winter 2026Founded 20253 peopleSan Francisco, CA, USA

pantainsure.com ↗LinkedIn ↗Crunchbase ↗

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AI insightcan contain mistakes

AI Commercial Insurance BrokerageTransactionalMid-market to enterprise businessesMedium competition

Moat

Licensed broker expertise + AI workflow integration enables faster, cheaper coverage than traditional brokers.

Key risk

Regulatory approval for insurance intermediaries varies by jurisdiction; incumbent brokers have entrenched relationships.

Why now

AI-powered underwriting and claims automation are driving efficiency gains in insurance.

Competitors

Catch, Huddle, Embroker

About

Panta is a technology-enabled commercial insurance brokerage: we combine AI-powered internal workflows with licensed brokers to help businesses secure complex coverage faster than anyone in the world.

Founders · 2

Vincent ChenFounder

Google

Founder @ Panta (W26). Building a commercial insurance brokerage run by AI agents. Previously, I spent three years at Google building deep learning models and deploying agentic AI systems to billions of users (NotebookLM, Google Photos). I also built large-scale recommendation systems used by Fortune 500 companies like Disney.

LinkedIn ↗X ↗

Frank WangFounder

Founder @ Panta (W26). Hacked on Rust/Gleam compiler, now hack on people

LinkedIn ↗

Launch

Launched on Y Combinator · Feb 2026

View launch post ↗

OpenClaw-style AI operators on a rack of Mac Minis doing the work of thousands of brokers.

Panta is a licensed commercial insurance brokerage that runs automated AI operators on Mac Minis to perform the full broker workflow across submissions, follow-ups, service, and renewals for hard-to-place risks, aiming to scale client capacity from hundreds to thousands with human-oversight gates.

Formerly “Panta Insure”

Fintech Insurance

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