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AI-native commercial insurance brokerage
At Harper, we are building a fully autonomous commercial insurance brokerage powered by AI. Our initial focus is on mid-sized businesses with complex insurance needs, but our vision is to eventually serve every business in the country. By leveraging AI to automate key workflows in the insurance process, we efficiently secure optimal coverage for each client's unique requirements at competitive prices and with rapid turnaround. Our AI system learns from the expertise of our brokers, accumulating not just knowledge but also the specific workflows, data, and capabilities that pave the way to full autonomy.
Harper Insure is an AI-enabled commercial insurance brokerage that uses data and market access to place business insurance across a range of industries. It emphasizes faster, smarter, and cheaper coverage through human expertise augmented by AI, with a focus on risk-specific, industry-informed coverage.
Harper combines human insurance expertise with data-driven tech to surface the right markets quickly, enabling faster quotes and smarter matches. It leverages a large pool of data points (over 1M datapoints for quote intelligence and 100k+ real-time customer interactions) to match clients with suitable carriers and coverage (e.g., general liability, professional liability, commercial auto, property, cyber, umbrella, bonds), across industries from aerospace to hospitality. The platform emphasizes rapid turnaround, carrier matching, real-time decisioning, and pricing optimization to deliver coverage at potentially lower costs without sacrificing coverage quality.
Who it’s for: Mid-market and enterprise commercial clients across industries such as technology, manufacturing, transportation, care, hospitality, consumer goods, and public sector requiring specialized liability and compliance-focused coverage.
Raised funding ($47M) to build the future of commercial insurance; emphasizes data-driven, performance-focused approach
CEO @ Harper (W25) Building an AI-native commercial insurance brokerage. prev: Goldman, Carlyle, Coatue, Poolit. Brown '12, HBS dropout '21
CTO @ Harper (W25) prev: Goldman, Poolit. Building an AI native commercial insurance brokerage.
Transforming how businesses get the coverage they need.
Harper builds an AI-powered commercial insurance brokerage that uses internal AI tools (Harper Hub) to automate forms, find carriers, and manage client communications, aiming to scale a commercial brokerage with higher margins. They report over $6M in annualized premiums across 35 states since October and target becoming a large AI-native broker for complex insurance needs.
Formerly “Tatch” · why startups rename →
AI Workforce for the Insurance Industry
AI Platform for Commercial Insurance Brokerages
