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Harper

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AI-native commercial insurance brokerage

Winter 2025Founded 202425 peopleSan Francisco, CA, USA

About

At Harper, we are building a fully autonomous commercial insurance brokerage powered by AI. Our initial focus is on mid-sized businesses with complex insurance needs, but our vision is to eventually serve every business in the country. By leveraging AI to automate key workflows in the insurance process, we efficiently secure optimal coverage for each client's unique requirements at competitive prices and with rapid turnaround. Our AI system learns from the expertise of our brokers, accumulating not just knowledge but also the specific workflows, data, and capabilities that pave the way to full autonomy.

Founders ยท 2

Dakotah Rice
Dakotah RiceFounder
Goldman Sachs๐ŸŽ“ Brown

CEO @ Harper (W25) Building an AI-native commercial insurance brokerage. prev: Goldman, Carlyle, Coatue, Poolit. Brown '12, HBS dropout '21

Tushar Nair
Tushar NairFounder
Goldman Sachs

CTO @ Harper (W25) prev: Goldman, Poolit. Building an AI native commercial insurance brokerage.

Launch

Launched on Y Combinator ยท Feb 2025
View launch post โ†—

Transforming how businesses get the coverage they need.

Harper builds an AI-powered commercial insurance brokerage that uses internal AI tools (Harper Hub) to automate forms, find carriers, and manage client communications, aiming to scale a commercial brokerage with higher margins. They report over $6M in annualized premiums across 35 states since October and target becoming a large AI-native broker for complex insurance needs.

Formerly โ€œTatchโ€

FintechInsuranceFintechInsuranceAI

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