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Shopify for Financial Services
Building a plug-and-play suite of APIs and lending tech stack to enable financial inclusion. OneFin is backed by marquee investors from Silicon Valley like Y Combinator, Khosla Ventures, etc. Leading NBFC, SFB and fintech companies in India are our users. We have enabled loan disbursement/migration of around $2B in last few years across more than 1 million loans across education loans, EV financing, business loans, credit line, 2 wheeler financing, personal loans, invoice discounting, and various other credit products.
OneFin offers an integrated, AI-powered loan origination and management platform for banks and NBFCs, combining LOS, LMS, accounting, and co-lending with extensive integrations. The system emphasizes configurability, real-time APIs, and security compliance. It positions itself as a one-stop fintech software for lenders with multi-system cohesiveness.
OneFin provides an end-to-end loan technology stack including Loan Origination System (LOS), Loan Management System (LMS), Collection System, and Accounting System, all designed to work seamlessly together. The platform features multi-channel sourcing,BRE, KYC, disbursements, NACH, banking reconciliation, and customer portal. It offers low-code configuration to customize workflows and rules without heavy code changes, and a robust API suite for real-time data exchange with internal and external systems. It supports 70+ external integrations with banking, analytics, KYC, eSign, payment gateways, and more, and maintains bank-grade security with ISO 27001:2022 certification.
Who it’s for: Banks and NBFCs seeking an integrated loan lifecycle platform with configurable workflows and extensive external integrations.
Hiring/traction mentioned (growth-focused content, multiple product offerings).
Formerly “Cready”, “Credy” · why startups rename →
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