platoseed
Simple and secure bookkeeping for Indian businesses.
Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting! The 50M SMBs in India account for 40% of the nation’s GDP. As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper! OKCREDIT as a company came into existence to start solving the most important problem of credit recovery in MSMEs. We as first movers developed a bookkeeping app that would help any merchant sitting at the remotest corner of the country with internet connectivity to record his transactions digitally. We helped them track the credit given to their customers and suppliers. With our Okcredit app a merchant can track the amount of credit given, monitor credit limit, send reminders and eventually can collect faster from their customers. So as a company our vision was to bring the data dark merchants onto the digital platform. We have changed the way the MSMEs record the transactions and eased their life today.
OkCredit offers a digital Udhar-Khata ledger app for Indian businesses to manage receivables and payables with multi-language support and mobile-first access. It provides free and paid plans and emphasizes secure online and local data backup. The platform also promotes ancillary features like reminders, reports, and device synchronization.
A mobile-based ledger app that records credit and payment transactions digitally across the country. It supports multiple local languages, enables collection reminders via SMS and WhatsApp, provides access to reports and statements on any device, and offers features such as creating bills, viewing defaulters, stock management, and multi-device login. Plans include a Free, Basic, and Premium tier with varying limits and ad/no-ad experiences, and the ability to access on desktop as part of the Premium/ads-free offerings.
Who it’s for: Small business owners and shopkeepers in India who maintain a handwritten or digital ledger and seek digitized credit/payment tracking, reminders, and reporting across devices.
pricing page with multiple plans; ongoing product marketing copy; testimonials present; mentions of multiple cities and customers in testimonials

Manage your ledgers and avail Financial Services like Lending on your…

We're Khatabook / OkCredit for Pakistan