Infinity

Active

Business banking for cross-border SMBs & Startups

Winter 2024Founded 202315 peopleBengaluru, KA, India

www.infinityapp.in/ ↗LinkedIn ↗X ↗See on the Idea Map Fintech momentum

About

Infinity is a banking and payments platform for cross-border businesses in India. We help our customers make cross-border payments that are 70% cheaper than traditional methods and earn income on idle cash by investing in government securities.

From their website

as of Jun 7, 2026www.infinityapp.in ↗

SaaSSubscription

Infinity provides international payments and multi-currency banking services tailored for freelancers, startups, SMBs, and exporters in India, offering RBI-compliant cross-border transfers with real-time FX rates and 1-day settlements. It emphasizes zero FX markup, transparent pricing, and local INR accounts for global payments. The platform positions itself as a holistic cross-border payment solution with dashboards, invoicing, and platform integrations.

Infinity enables customers to receive international payments in INR through local currency accounts and multi-currency capabilities, with real-time FX rates and no hidden fees. Key features include 1-day settlement, RBI-approved framework, payments through Tier 1 banks, transparent flat 0.5% transaction fees (all-inclusive), FIRA-compliant transactions, invoice management and real-time deposit updates, a unified dashboard for tracking payments, and platform integrations to collect from Upwork, Deel, and other clients. The service emphasizes secure, bank-led money movement and 24/7 support within an RBI-regulated ecosystem.

Who it’s for: Freelancers, startups, small and medium-sized businesses (SMBs), exporters, e-commerce businesses operating cross-border, primarily in India.

Features

0% FX markup with real-time rates
1-day INR settlement
Global accounts with 160+ currencies
Flat 0.5% transaction fee (all-inclusive)
RBI-approved framework and FIRA compliance
Invoice management and real-time deposit updates
Seamless platform integrations with major marketplaces and platforms

Milestone funding announced ($1.9M); RBI/compliance framing; growth metrics like 10K+ customers onboarded and 160+ countries supported

Founders · 2

Sourav ChorariaFounder

Sourav is the founder & CEO of Infinity, a business banking platform for cross-border SMBs. Prior to Infinity, Sourav co-founded ClinMD(2016), healthcare data analytics company. Sourav was former head of growth at Paytm Money, India's largest wealth management platform and scaled it to 20 million MAU. He also launched India's first FD-backed secured credit card and scaled it to 100,000 users in 1 year.

LinkedIn ↗

Sidharth ChorariaFounder

Google

Amazon🎓 Birla Institute of Technology

Was previously an Amazon engineer and PM working on Appstore. Launched Amazon Appstore IAP module (equivalent to Google Billing Library) used by app developers to monetise digital goods. Developed an instant electronic payment system to pay out app developers across 135 countries. Founding engineer of Paytm Travel & Platform Engineer at MakeMyTrip,developing systems to handle 100M daily requests. CS grad from Birla Institute of Technology & MBA in Finance from Indian School of Business.

LinkedIn ↗X ↗

Launch

Launched on Y Combinator · Feb 2024

View launch post ↗

Infinity is a single platform to manage finances for cross-border business.

Infinity builds a business banking platform for cross-border SMBs and startups, enabling multi-currency local accounts, transparent flat-fee pricing with no FX markup, and real-time transfers, plus an in-house treasury service to hedge FX and earn yield on idle cash.

From the original launch (Feb 2024) — may be outdated.