Increase

Increase provides enterprise-grade banking APIs that connect developers directly to core payment rails and networks (ACH, wires, FedNow, Real-Time Payments, checks, cards) to store, move, and reconcile money with direct-to-bank partnerships. The platform emphasizes unfiltered network access, flexible account and card primitives, and end-to-end tooling for programmatic money movement.

Increase exposes a full-stack API layer that interfaces directly with banks and payment networks (Federal Reserve, Visa, Visa Direct, Mastercard Send, Visa Direct, FedACH, FedNow, FedWire, Checks, RTP). It offers capabilities to create and manage bank accounts, issue cards (physical and virtual), send and receive ACH transfers and wires, process checks, real-time payments, and push-to-card transactions. The system provides immutable ledger, settlement tracking, correlated returns, instant funds availability, real-time authorizations, and configurable compliance/offering direct-to-bank partnerships with customizable onboarding and risk oversight. Developers can initiate transfers, open bank accounts, generate account numbers, issue cards, deposit checks, and monitor transfers via webhooks and documentation.

information about partnerships and developer-focused tooling; mentions of integrations with Visa, FedACH, FedNow, and direct-to-bank partnerships indicating active ecosystem and platform traction