Hapi

Hapi is a LATAM-focused stock and crypto investing app that operates as a broker with no trading commissions and no account minimums, offering access to US-listed stocks, ETFs, and cryptocurrencies. It positions itself as an intuitive, self-directed investment app with SEC-registered broker-dealer status and SIPC/FINRA protections, available in multiple LATAM countries and Spain.

Users create an account in minutes to deposit funds and begin investing from as little as US$5. The app provides access to US stocks, ETFs, and cryptocurrencies, with no broker commissions shown for order execution and maintenance, though small execution/clearing fees may apply. Clearing is provided via Apex Clearing Corporation, and customer assets are SIPC-protected up to US$500,000. The offering includes self-directed investment accounts and educational content, with availability via iOS, Android, and web.

Who it’s for: Investors in LATAM (and Spain) seeking easy access to US stocks/ETFs and cryptocurrencies through a mobile/web app, with self-directed trading and low minimums.

Customers: 900k+ users (ambiguous), 19 countries, 700k+ people in 18+ countries

Listed as a consumer fintech investing app with ongoing growth metrics (user counts, countries, assets under management transactions) and regulatory disclosures; mentions FINRA/SIPC registration and global availability.