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We’re building the world’s bank payment network.
At GoCardless we believe that bank payments are the best way to pay and get paid. We help businesses collect both recurring and one-off payments, without the chasing, stress or expensive fees. We’re building a global bank payment network that lets people make and collect payments straight from their bank account, across multiple countries and currencies. 75,000+ businesses around the world trust us to power their payments. We enable them to collect payments from 30+ countries, processing over $30 billion each year. Our suite of add-on products are helping businesses face their payment challenges head on. From automatically recovering failed payments, to challenging charge backs and fighting fraud - all without compromising their customer’s payment experience. Our open banking leadership unlocks the ability to make and accept direct bank payments confidently and securely. And our acquisition of Nordigen means we’re also helping businesses make faster and more informed decisions by accessing and generating insights from their customers’ bank account data. We’re also backed by some of the world’s leading investors including Accel Partners, Bain Capital Ventures, Balderton Capital, GV (formerly Google Ventures), Notion Capital, Passion Capital, Permira and Salesforce Ventures. We're a global team, with offices in London, Paris, Riga, Melbourne and New York.
GoCardless provides a bank payment network that enables businesses to collect ACH and international bank payments, focusing on automated recurring and one-off payments with cross-border capabilities. It emphasizes low costs, faster settlement, fraud protection, and easy integration with existing software.
GoCardless offers ACH pull payments and international bank payments that can be collected automatically on due dates or per payment type (one-off, invoice, recurring, subscriptions, installments). It provides an online dashboard and integrations to connect with software like Zuora, Xero, Salesforce, Sage, and more, plus API access for custom integrations. Features include automated retries for failed payments, reconciliation with accounting systems, fraud protection, and in-built FX for international payments. Customers can start by signing up, then implement GoCardless by adding it to invoices, websites, or online forms, and optionally connect to existing software for centralized management.
Who it’s for: Small to enterprise businesses seeking low-cost, automated bank payments and international payments, with need for invoicing, subscriptions, installments, and reconciliation integration.
Hiring/funding mentions not explicit; demonstrated traction with 100,000+ businesses and multiple enterprise/small business use cases; global payments expansion and frequent product updates implied.
Hiroki is co-founder and CEO of GoCardless, a global leader in direct bank payment solutions. Prior to founding GoCardless, he worked as a Business Analyst at McKinsey & Co before succumbing to the entrepreneurial bug and enrolling in the Y Combinator program. He studied Mathematics at Oxford University where he served as Vice President of Oxford Entrepreneurs.
Cofounded GoCardless (YC S2011) and Monzo (YC Continuity). Now a partner at YC, based in San Francisco.
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