Flowbo

Inactive

Pipe for online businesses

Summer 2021Founded 20212 peopleLos Angeles, CA, USA; Seoul, Seoul, South Korea

www.flowbo.co/ ↗See on the Idea Map Fintech momentum

About

Flowbo provides financing to online revenue-generating companies including creators and eCommerce. We package assets into investable products so creators can raise money. For example, we package receivables into factoring products.

From their website

as of Jun 7, 2026www.flowbo.co ↗

SaaSUsage-based · Fees stated as 5-15% depending on funding amount and level of recurring revenue; no fixed loan obligation, repayment tied to percentage of monthly revenue.

Flowbo provides funding for creators by allowing them to upload invoices and signed contracts to receive funding quickly, with terms disclosed as a 5-15% fee and repayment tied to a percentage of monthly revenue. It positions itself as understanding the true value of a creator's work and offers fast, on-demand funding within minutes after signing an offer and linking bank accounts. The service operates in a US-only beta with a waitlist for eligible creators.

Creators upload invoices and signed brand deal contracts to Flowbo. Flowbo reviews the offer and presents terms with a 1-4% fees (in the UI text) and a stated overall fee of 5-15% depending on funding amount and revenue level. Upon acceptance, creators connect their bank account to receive funds immediately, with repayment made as a percentage of total monthly revenue from connected income streams. Flowbo uses platform data (e.g., YouTube, Twitch) via APIs to assess monetization, requires OAuth login, and allows creators to adjust repayment by varying the revenue share. There are no fixed loan obligations; repayment scales with revenue and can be accelerated upon request.

Who it’s for: Creators and online content professionals who monetize via platforms (e.g., YouTube, sponsorships) and need fast access to funding for growth.

Features

Upload invoices and signed contracts
Receive funding offers with short-term terms
Funded within minutes after signing and linking bank
Repayment tied to a percentage of monthly revenue
Access to funding adjustments and faster repayment options
Platform data access via OAuth for monetization assessment
Support for multiple income streams and sponsorships

Beta program with waitlist; private funding and known investors; product emphasizes fast onboarding and onboarding via API-connected data

Founders · 2

Daniel KangFounder

Oxford🎓 McGill University🎓 University of Oxford

Daniel is co-founder of Flowbo, marketplace that provides financing to influencers and allow fans to share in their success. In the past, Daniel was an investment professional at Softbank Vision Fund focused on fintech investments, and served as a Board Observer of Auto1 Group (ETR: AG1). Formally, he studied policy and finance at University of Oxford and McGill University. As an immigrant founder from a modest background, Daniel has strong interest is accessibility to capital.

LinkedIn ↗