Dots 💸

Active

Developer friendly drop in payouts infrastructure

Summer 2021Founded 202110 peopleSan Francisco, CA, USA

usedots.com ↗LinkedIn ↗X ↗See on the Idea Map Fintech momentum

About

Dots is a developer-friendly API that lets businesses pay their contractors through just a few lines of code. Whether its gig workers like Uber drivers, sellers on marketplaces like Etsy, or simply your local handyman - Dots’ abstracts away the complexity of payouts completely. We manage the entire process: information collection (KYC), payments through any rail (ACH, Venmo, CashApp, Zelle, international, and many more to come), and even filing tax forms! Dots lets developers get payouts up and running over just a few hours, rather than the many months this would normally take.

From their website

as of Jun 7, 2026usedots.com ↗

API/InfraSubscription

Dots is a payouts infrastructure platform that enables automated, global payouts with a focus on fast, compliant, and customizable flows. It offers a developer-friendly API-first approach, white-labeled interfaces, and multiple payment rails across 190+ countries.

Dots provides an end-to-end payouts platform that integrates via API or no-code controls. It supports onboarding payees with identity and sanctions screening, payout execution through 300+ rails, automated tax collection and 1099 filing, white-labeled UI and embeds (no-code dashboard, one-line embed, iframe components, white-labeled wallets), real-time exchange rates and fee transparency, and comprehensive reporting. The platform emphasizes automatic routing to the fastest/cost-effective rail, currency conversion on-the-fly, and scalable global payout management from onboarding to settlement.

Who it’s for: Businesses requiring global mass payouts and payee onboarding at scale, including marketplaces, contractor payments, influencer programs, gig economy platforms, and telehealth/freelancer use cases.

Features