Cardinal Gray
ActiveAutomating lenders' interactions with the DMV
About
When a lender gives out a car loan, they need to file a lien with their borrower’s DMV. This is difficult because the process varies by state and county. We’ve leveraged LLMs to help lenders automate lien filings for over $1B of loans.
From their website
www.cardinalgray.com ↗Cardinal Gray automates title work for auto lenders, focusing on streamlining DMV-related documents during origination and servicing. The platform handles document uploads, generation of state-specific forms, digital signatures, and automated titling workflows with lien management and reporting.
Originations: Upload borrower and vehicle documents (e.g., driver's license, vehicle registration); automatically generate multiple state-specific forms; collect digital signatures. Servicing: monitor collateral, automate lien releases, and provide title reporting (VIN title, state title, lienholder status) with automated electronic lien/title (ELT) capabilities, lien release receipts, and notices. Includes a public portal for lien status and automated document generation (e.g., title applications, lien add/release, payoff letters, letters of guarantee).
Who it’s for: Auto lenders and lenders engaged in originations and servicing that require DMV/title management and lien processing.
- Document upload and data extraction from borrower and vehicle documents
- Automated generation of state-specific forms
- Digital signatures and notarization support
- Automated titling workflows and lien management
- Electronic Lien Title (ELT) and Electronic Lien (LTN) support
- Comprehensive title reporting and status tracking
- Public portal for lienholder visibility and receipts
Public portal and demo requests mentioned; formal servicing and origination automation indicate active product usage and customer traction.
Founders · 3
Cofounder @ CG | Prev. R&D Engineer at Veridise, Stanford Philosophy
Launch
Auto lenders spend 30M hours a year sending title documents to 50 different state DMVs. Cardinal Gray automates this.
Cardinal Gray builds titling software for auto lenders that automatically files and releases liens with DMVs when loans are created or paid off, reducing manual title work and data discrepancies across state systems.
From the original launch (Aug 2023) — may be outdated.
Formerly “Cardinal Gray Incorporated”
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