platoseed
Digital bank for teenagers in LatAm connected to prepaid card
Z1 is a digital banking app made for teenagers and young adults. By using the Z1 app and a prepaid card linked to their account, teenagers can begin their road to financial independence by learning to manage and spend their money, as well as having a place to receive money they earn through jobs and small businesses.
Z1 has transitioned into NG.CASH, rebranding its teen-focused digital banking experience as part of NG.CASH, a GenZ-focused Latin America digital account. The platform now operates as NG.CASH with a migration path for existing Z1 users to access a broader digital account under NG.CASH while keeping their funds intact.
Users download the NG.CASH app, create a new NG.CASH account by providing CPF and confirming their phone, and any existing funds from Z1 are migrated to the new NG.CASH account. The process is designed to quickly grant access to a digital account with the funds from the previous Z1 account available for use in NG.CASH.
Who it’s for: Teenagers and young users in Latin America seeking a GenZ-oriented digital banking experience connected to prepaid cards.
rebranding and transition to NG.CASH; migration path for existing users; customer support and contact channels available
João Pedro is a co-founder and CEO at Z1. Before Z1, he co-founded Vereda, an education startup focused on providing high-quality K12 education at affordable prices for the Brazilian middle-class. He started his career in investment banking at Itau BBA and also worked in the finance department at Kraft Heinz, where he headed LatAm treasury.
Thiago is co-founder and COO of Z1. Before that, he was part of the founding teams of Rappi (YCW16) and Grow (Grin YCS18 + Yellow), helping build the digital wallet at Grow.
Mateus Craveiro is CTO and co-founder at Z1, a digital bank for teenagers in Latam. Prior to Z1, Mateus was a Principal Software Engineer at Pagar.me (Stripe in Brazil), which was later acquired by StoneCo.
Sophie Secaf is a creative strategist, consultant, and cultural researcher. Before founding Z1, Sophie worked as a political researcher in São Paulo and lead YONE, a branding company based in NYC. Secaf specializes in socio-cultural research, consumer insights and brand strategy. She is particularly interested in subcultures and consumer behavior. She is also the co-founder of YAGA festival, a festival focused in the international exchange of global subcultures and queer perspectives.

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