platoseed
40% higher yields on company cash, in under 5 minutes.
Palus Finance is the first treasury management platform with a higher-yield bond portfolio for companies’ idle cash. We launched in late February and are live with 33 companies, growing 110% week-over-week. Existing startup/SMB treasury products just sweep cash into a money market fund and charge a high management fee. Palus offers a short-duration bond portfolio which safely earns ~40% more yield than money market funds, with sub-3-day liquidity, and 5-minute setup with customers' existing bank accounts. We see treasury as a great wedge to eventually offer full-suite banking services to all high-growth companies. Sam and Michael are technical cofounders who met at Caltech. Sam previously built the AI research platform for a $3T AUM asset manager; Michael built quantum computers for the defense industry.
CEO @ Palus Finance. Used to build treasury strategies for Fortune 500 companies, now I build them for startups. Ex-Goldman Sachs, ex-Capital Group. Caltech alum. Sharpe ratio enthusiast.
CTO @ Palus Finance. Distributed systems nerd. Previously wrote monitoring software that saved defense contractors $150M by optimizing uptime of multi-site fleets of quantum computers. Caltech alum.
Up to 50% more yield from your company treasury, without switching banks.
Palus Finance provides startup treasuries access to an institutional-grade bond portfolio that targets 4.5–5% returns with liquidity of 1–2 days, replacing traditional money market funds to earn up to 50% more yield on idle cash while maintaining similar safety. It plugs into existing bank accounts via Plaid for a quick setup.

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