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Overdrive Health

Active

AI-Native Medical Billing Services

Winter 2026Founded 20251 peopleNew York City, NY, USA
AI insightcan contain mistakes
Medical Billing ServicesServicesHealthcare providersMedium competition
Moat
AI-powered accuracy and lower cost structure displace traditional billing services.
Key risk
Incumbent billing companies defend share; healthcare payment regulations are complex.
Why now
Provider margins are compressed; AI-driven billing cost reduction is high-priority.
Competitors
Change Healthcare, Availity, traditional billing services

About

Overdrive Health offers AI powered medical billing services, helping providers get paid more money in less time. Our technology enables us to provide the best quality insurance and patient billing services for a fraction of the usual cost

Founders ยท 1

Michael Schroeder
Michael SchroederFounder

Michael is founder and CEO at Overdrive Health. Previously he worked building AI agents at healthcare unicorn EliseAI, and has a history of automating operations across real estate and recruiting at Up&Up and Citadel.

Launch

Launched on Y Combinator ยท Mar 2026
View launch post โ†—

We collect more money, in less time, at a fraction of the cost

Overdrive Health announces an AI-native, full-stack medical billing company that automates the entire RCM lifecycle, starting with the U.S. ambulance billing market (~$2B) and expanding to other medical verticals. The service aims to improve cash collection speed and consistency by combining AI-driven tasks with a small team of expert billers, currently acquiring an ambulance billing agency with ~20 providers.

Formerly โ€œOverdrive Healthโ€, โ€œOverdriveโ€

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