platoseed
Building Payments for the Next Billion.
Story here: https://www.youtube.com/watch?v=FZfKgoseJ5E&t=1s We have two products: 1. Consumer Cross Border payments to Emerging Markets : nala.com 2. Stablecoin Payment Rails for emerging markets: rafiki.com
NALA provides a global multi-currency account focused on cross-border payments, enabling individuals and businesses to receive, hold, convert, and send money across 35+ countries with real-time FX and local currency payouts via a single account and API access. It emphasizes fast transfers, low fees, and high transfer transparency. The platform targets people and businesses moving money across Africa and beyond, leveraging a Rafiki API for global payouts and collections.
NALA offers a global multi-currency account that lets users receive, hold, convert, and send money across borders. It provides real-time FX rates with no hidden fees, supports transfers to 35+ countries, and enables sending, converting, and receiving in currencies including USD, EUR, GBP, KES, UGX, TZS, RWF, and USDC. The enterprise Rafiki API allows global payouts and collections in local currencies or stablecoins through a single API. Features include real-time status updates, control with notifications, bill-splitting with NALA Friends, high transfer limits per day, and a unified wallet experience with instant transfers and cross-border capabilities.
Who itβs for: Individuals and businesses involved in cross-border money movement, including payrolls, remittances, and international payments, particularly across Africa, the UK, US, Europe, and Asia.
Hiring/traction evident from enterprise API offering and broad country coverage; customer testimonials and app ratings indicate user traction.

Investing in innovation

Diversified credit infrastructure powering payments across Africa.