HUBUC

HUBUC provides a cloud-based card issuing and processing platform for Mastercard and private label programs, enabling issuance of debit, credit, and prepaid cards (physical, virtual, and one-time) with fast processing and hosted APIs. The platform supports global issuing, real-time authorizations, and a range of card product types and spend controls designed for fintech and corporate use cases.

The product is a cloud-native card issuing engine that issues physical, virtual, and one-time cards for merchants and transactions. It offers global issuing and processing for debit, credit, and prepaid cards, supports 3D Secure, PCI DSS compliance, SCA, and ISO-8583 processing, and provides real-time authorization with low latency (200 ms) and high throughput (75k+ transactions/second). It includes dynamic spend controls at the MCC/MID/card level, multi-currency support, real-time streaming authorization (RTSA), dynamic CVV, instant digital bank launch, and developer-friendly APIs for clearing, settlement, and reporting. It also enables features like virtual travel cards, unlimited virtual cards, corporate expense controls, employee benefits cards, and multi-channel issuing (physical + virtual with Apple Pay).

Who it’s for: Fintechs and technology-driven financial service providers seeking scalable card issuing and processing capabilities, with needs in global card programs, corporate/employee spend, travel and travel-related payments, and rapid product launches.

Hiring/traction mentions not explicit; product features and scale (75k+ tps, 200 ms) imply growth and ongoing platform development.