Hent

Hent offers credit lines and cobranca management for loteadores and incorporadores, enabling fast, online access to working capital using receivables as collateral and automated portfolio collections. The platform promises quick approvals, no real estate guarantees, and credit from R$50k with flexible drawdowns aligned to cash flow.

Through a technological platform, Hent analyzes the applicant's receivables portfolio to offer a credit limit starting at R$50,000, with funding in up to 5 business days after approval. The credit can be drawn in tranches as needed, covering cash exposure during construction. The product also includes automated receivables management and debt collection capabilities to optimize cash flow and reduce collections costs. There is zero structuring fee, and the credit is secured by the project receivables rather than real estate guarantees. The platform emphasizes 100% online processes and scalable access to capital for ongoing works.

Who it’s for: Land developers and real estate incorporators seeking fast, flexible credit with receivables-backed funding and automated collections.

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