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AI Agent for your personal finances.
Gravy is an AI agent that tracks a user’s finances across accounts, categorizes transactions, and provides insights and questions about spending, cash flow, and taxes. It emphasizes a local-first approach, keeping data on the user’s Mac without cloud storage.
Gravy connects bank accounts, cards, and investments, auto-categorizes transactions, tracks subscriptions and budgets, and presents a live, private workspace on macOS. It offers an AI agent that answers money questions, surfaces changes in the week, and helps with tax readiness by organizing deductions and records. Everything runs locally on the user’s Mac, with data export, backup, or deletion controlled by the user.
Who it’s for: Individuals, with a focus on personal finance management and tax readiness, who want a private, local-first AI workspace to monitor accounts and transactions on macOS.
Hiring/traction mentions not explicit; product highlights local-first privacy and mac download imply active product and user adoption.
Co-Founder & CTO @ Gravy. Previously, lead AI Engineer at Moonpig, a consumer business with over 12 million active users.
Co-Founder & CEO @ Gravy Previously co-founded KiranaKart which became Zepto, and worked in iShares at BlackRock.
Connect to your banks, investments, email and more to explain your money and automate your financial tasks.
Gravy is an AI agent for personal finance that connects to banks, investments, and email to automate spending optimization and financial tasks. It tracks finances locally on user devices and can execute actions like bill payments and subscription cancellations.
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A new personal AI that actually knows you.
The first finance-compliant proactive AI that runs 24/7
