platoseed
The first digital payment experience company, built for B2B.
Balance is the easiest way for B2B marketplaces, merchants, and service providers to process payments online. We raised our last funding round from Lightspeed, Stripe, and Max Levchin to build 'Stripe for B2B'. Balance offers the first business checkout, enabling business customers to pay How they want (check, card, bank) and When they want (net terms, payment plans, invoice payments). this is achieved while the seller receives the funds instantly and easily like card payment.
Balance provides financial infrastructure for B2B commerce, enabling embedded payments, digital trade credit, and B2B BNPL to power net terms and automated invoice-to-cash workflows. It aims to reduce credit risk and operations overhead while offering a self-serve payment experience for B2B buyers and sellers.
Balance offers a B2B payments stack including digital trade credit, B2B BNPL, and Pay-By-Invoice capabilities. It provides E2E automation from qualification to reconciliation, AI-powered credit risk management with high approval rates, and white-label customization. The platform supports embedded checkout, multi-vendor payments for marketplaces, and integrations via APIs and OS integrations to automate invoice-to-cash processes and payments across various payment methods (ACH, wire, cards, etc.).
Who it’s for: B2B retailers, wholesalers, marketplaces, and enterprises seeking embedded payments, trade credit, and BNPL to grow net terms and automate accounts receivable/payable.
Hiring and partnerships highlighted (e.g., quotes from executives, case studies, and customer logos mentioned).
Part philosopher part industrial engineer. Fintech&Healthcare IT founder.
Scientist at heart and a father of two. Founder of Balance, where I'm reinventing the B2B online purchase journey.

The B2B Payments Platform

Billing Automation for B2B that actually works.